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Point Loma Nazarene University    
 
    
 
  Dec 10, 2017
 
2017-2018 Undergraduate Academic Catalog

Financing a PLNU Education


 

Tuition and Fees

This Catalog section contains information on costs and how to take advantage of payment options and financial assistance through the Student Financial Services (SFS) Office. Students and parents are urged to read the following pages with care. Students are responsible for being aware of, and complying with, the information in this section.

Tuition



 
TUITION BLOCK (12-17 semester units) $17,000/semester  
Less than 12 units (per unit) $1,415  
Units in excess of 17 units (per unit) $1,135  
Nursing Program Fee (SO, JR, SR) $2,250/semester  
2017 SUMMER SESSIONS TUITION (per unit) $425/unit + $20 registration fee  

General Fees



 
General fee (per semester)                                                                                                                           $300  

This fee assists in covering the cost of student activities, Nicholson Commons operations, and university technology development. (Undergraduate students taking less than 12 units in a semester are charged $25.00 per unit.)



 
University Deposit (non-refundable after May 1st)                                                                                        $425  

 

Tuition Refund Insurance

PLNU offers Tuition Refund Insurance that reimburses families for tuition costs in the event that a student is unable to complete a semester due to accident or sickness. For more information regarding this plan, please go to www.gradguard.com/pointloma. There is no provision for tuition refund insurance for students who enter during the summer.  The tuition refund insurance plan is available during the first week of fall and spring semesters. The fee for 2017-18 is $123.75 per semester for $12,500 coverage. 

Audit Tuition

Students auditing courses are not assessed additional tuition unless the student is registered for greater than 17 units or less than 12 units (including audit units). Students enrolled in greater than 17 units or less than 12 units will be assessed audit tuition equal to half of the regular tuition rate for those registered audit units.

Special Fees




 
Undergraduate Application Fee $50  
Laboratory and Course Fees   $20 - 300  
Writing Tutorial Lab Fee $150  
Independent Study Fee (per unit)

$250

 
Student Teaching Fee - GRAD (per unit)   $75  
Special Examination Fee   varies  
Late Payment Fee: 5% of remaining balance, minimum fee   $25  
Graduation Fee   $100

 

Student Athlete Fee   $175/semester  

Summer Graduation Fee (Refundable Prior to October 1)

Application for Summer Graduation $500  

Music Fees

Students enrolled in private music lessons are charged the following fees in addition to tuition charges. Students receive 14 lessons per semester.



 
Private Lessons    
One half-hour lesson per week (one unit) $440  
One hour lesson per week (two units) $880  
Practice Rooms    
Students enrolled in private or class lessons (vocal or instrumental) are charged for the use of a practice room in Cooper Music Center. 
Practice room per semester    
One half-hour a day $25  
One hour a day $50  

Residence Fees

Room and Board (per semester)


 
ROOM AND:   SHARED ROOM  
Unlimited Access      
+ $50 Dining Dollars   $5,315  
       
15 meals/week      
+ $50 Dining Dollars   $5,075  
       
180 meals/semester + 10 Guest Meals     
+ $200 Dining Dollars   $5,075  
       
120 meals/semester + 10 Guest Meals     
+ $200 Dining Dollars   $4,760  
* when available      

Students desiring to live in residential housing pay a deposit in order to reserve a room, which is part of the $425 University Deposit. The housing deposit may be refunded (after a 30-day waiting period) to students who withdraw after the eighth week of the semester, provided all accounts have been paid in full. There is also a $12 charge per semester residence hall fund.

All unmarried students living in residential housing who are under 23 years of age are required to board at the Nicholson Commons Dining Room under one of the meal plans listed above. Students who do not formally choose a meal plan are charged for the 15 meals/week + $50 Dining Dollars plan. Students are permitted to change meal plans during the first two weeks of the semester only. Freshman students are required to be on either the 15 meals/week plan or the Unlimited Access plan for their first year at PLNU. The Nicholson Dining Room is closed during the interim period between the fall and spring semesters and during Spring Break.

Approximate Annual Costs (New and Readmitted Students)




 
  SHARED ROOM             TWO SEMESTERS/1 Year  
Tuition (12-17 units) $17,000 $34,000  
Room and Board † $5,075 $10,150  
General & Other Fees $312 $624  
Total Approximate Costs $22,387 $44,774  
† Shared room, 15 meals/week + $50 Dining Dollars  

Note: These figures do not include costs for books, supplies, health insurance, special fees, or personal expenses.

Payment Information

Tuition, room, board, and fees are due and payable by the deadlines shown below. For the convenience of students and parents wishing to pay expenses in installments, a monthly payment plan is offered. (See option 2 below.)

A Statement of Account, which contains the class schedule as well as the semester charges and financial aid, is sent to all students prior to the payment deadline each semester. The Statement of Account also serves as the invoice from which payment should be made. In addition, an electronic billing statement showing all activity on the student’s account will be available on-line on the student and parent portals throughout the academic year. Payment options and deadlines are:

Option 1: Full payment of the Net Balance (total charges minus financial aid excluding Federal Work-Study awards) by the following dates:

Fall 2017 semester - August 1, 2017

Spring 2018 semester - January 5, 2018

Please Note:  PLNU does not accept credit card payments toward tuition, fees and room/board.  Payments can be made electronically through a valid checking or savings account.

Option 2: The Net Balance in monthly payments

For one or both semesters using PLNU’s Tuition Installment Plan (TIP) option. This interest-free alternative to lump-sum payments allows families to establish a budget for each semester and to make payments in monthly installments.  Automatic payment from a valid checking or savings account is required.  For more information contact the Student Financial Services Office at (619) 849-2538 or sfs@pointloma.edu.

Option 3: The Net Balance with a PLUS loan

The PLUS loan is a low-interest federal loan for parents. Parents who wish to apply do not have to demonstrate financial need but must meet certain credit criteria. PLUS loans are repayable over a ten-year period. To apply for a PLUS loan, parents should complete an on-line loan application at www.studentloans.gov.

Option 4: The Net Balance with a private loan

A private loan is based on the student’s credit, and the interest rates vary. Student borrowers almost always require a credit-worthy cosigner.  Students may apply for a private loan at www.elmselect.com.

Option 5: Combination Plan

A combination of options 2 and 3 allows families to budget as much as possible from current income and savings, using the Tuition Installment Plan option, then borrow any remaining balance using the PLUS loan.

All charges must be paid each semester according to the established deadlines. Failure to make timely payment or to make other arrangements acceptable to the Student Financial Services Office will result in students being assessed a late fee (of 5% of the remaining student account balance) and may include de-enrollment. Students are not permitted to register for future semesters if they have a past-due balance.

Refund Policies

Tuition

Refunds are computed during regular semesters at the following percentages upon filing a properly executed change of schedule or withdrawal with the Office of Records.



 
Semester-length courses (16 weeks)    
First Two Weeks of Semester 100%  
Third Week 75%  
Fourth Week 50%  
Fifth through Eighth Week 25%  
     
Quad-length courses (8 weeks)    
First Week of Semester 100%  
Second Week 50%  
Third and Fourth Week 25%  

Students are not entitled to any tuition refund after the end of the business day on Friday of the eighth week of a regular semester-long course (4 weeks for a quad course). Specific refund dates are published in Lomalink (the university’s student newsletter). Students receiving federal financial aid who withdraw during the first ten weeks (60%) of the semester lose eligibility for all or part of their loans and grants, in accordance with federal regulations. For additional information, students should contact the Student Financial Services Office.

For refund and financial aid purposes, the last day of attendance will be defined for face to face classes as the last date of physical attendance in class  and for online classes as the last day the student made an online contribution beyond logging in (responded to an online question, posted an assignment or otherwise actively participated). 

Fees

All Fees are fully refundable during the first four weeks of each regular semester (fall and spring) and during the first two weeks of each summer session and are not refundable after these dates.

Residence Hall Fees

Refundable according to the tuition refund schedule except for the first two weeks of the semester (ending on the Sunday before the third week of classes) during which there is a charge of $27 per night. The housing deposit may be refunded (after a 30-day waiting period) to students who withdraw after the eighth week of the semester, provided all accounts have been paid in full.

Meals

Prorated as of the date the withdrawal is received in the Office of Records.

Miscellaneous Financial Regulations

Students are responsible for handling all financial matters related to their attendance at the university. FERPA, the federal “Privacy Act,” prohibits sending statements to parents or guardians of students 18 years of age or older without written permission of the student.

Students are charged for the full semester for all courses or private lessons for which they are registered, unless a “Change of Schedule” form is secured from the Office of Records, completed with proper signatures, and filed with the Office of Records. Any refunds or adjustments of student accounts arising from changes in class schedules are made as of the date on which the change of schedule form is filed at the Office of Records. Changes in arrangements for meals are made when requests or arrangements are completed at the Student Financial Services Office (this is true regardless of the date on which the student may have ceased attending classes or taking private lessons, or may have changed plans for meals).

At the time a student leaves the university, all accounts must be paid in full. The housing deposit and refunds, if any, will be applied to any charges due. Any unpaid balance will accrue interest at 10 percent per annum. In addition, Point Loma Nazarene University may report unpaid accounts to a national credit bureau. The student is responsible for paying all collection costs, including attorney fees and court costs as adjudged reasonable, in the event a suit must be instituted.

Note: Transcripts and diplomas may not be released, nor will a student be permitted to participate in the annual commencement ceremony, until all accounts are paid.

Operational costs are sometimes affected by factors over which the university has no control. Therefore, the charges and financial aid policies quoted in the Catalog are subject to change without notice.

Financial Aid

Financial Aid at Point Loma

The financial assistance program at Point Loma Nazarene University includes federal grants and loans, state grants, PLNU institutional aid, and external aid, including scholarships and grants awarded by corporations, civic organizations, and churches. Financial assistance is intended to recognize and assist students who otherwise would be unable to attend the university.

The university recognizes that the primary responsibility for paying expenses rests with the student (and spouse, if married) and parents who are expected to contribute in proportion to their resources. Any financial assistance awarded by the university is intended to help bridge the gap between the student’s expected family contribution and the cost of attending PLNU.

Financial assistance is usually awarded to students based on need. The student’s financial need and eligibility for various programs and the family’s ability to pay are determined best by analyzing the information submitted on the Free Application for Federal Student Aid (FAFSA). Various federal and state regulations, institutional policies, and funding-level limitations may affect the types and amounts of financial assistance that a student may receive from year to year. Additionally, changes in information and circumstances may cause financial assistance awards to be reduced, increased, or eliminated subsequent to the initial determination of these awards.

If the student’s financial aid awards include need-based aid, then outside scholarships and all forms of PLNU institutional aid are treated as need-based also, and in certain cases may be reduced or canceled to prevent funding in excess of financial need.

Applying for Aid at PLNU

To receive any type of federal, state, or need-based institutional aid at PLNU, the student should complete the FAFSA (or renewal FAFSA) each academic year of enrollment prior to the March 2 priority deadline. Students who complete the FAFSA by March 2 will receive priority consideration for the full range of financial aid programs available at PLNU. Students who complete a FAFSA after the priority filing date are considered for institutional need-based awards only if there are remaining funds available. Students may submit a FAFSA throughout the academic year.

Financial Need

Financial Need is defined as the difference between the student’s Cost of Attendance (COA) for the academic year and the “Expected Family Contribution” (EFC) as determined by completion of the FAFSA.

Cost of Attendance is the sum of tuition, fees, room and board, books and supplies, transportation, and miscellaneous costs. Expected Family Contribution is a statistical figure calculated using the financial information provided on the FAFSA by the student and parent that represents the ability of the student’s family to contribute to the cost of the student’s education.

Appeals for Special Circumstances

Federal regulations provide the SFS Office with discretionary authority to make case-by-case adjustments to student/parent FAFSA data in cases of special circumstances. Examples of special circumstances may include:

  • Significant reductions to income (loss of job, reduction of work hours, etc.)
  • Unusually high medical or dental expenses (uninsured amounts only)
  • A parent attending college
  • Dependency status appeals

If a student believes there are special circumstances that should be reviewed, the student should contact the SFS Office to see if an appeal is necessary. If after contacting the SFS Office and the appeal is feasible, the student must complete and submit a Request for Appeal Form for Special Circumstances or the appropriate form for the appeal (available at the SFS Office or online at www.pointloma.edu/sfs).  After initial review of the appeal, additional documentation may be required.

Federal Aid Programs (Requires completion of a 2017-18 FAFSA)

Pell Grant

The Pell Grant is awarded to students with a qualifying Expected Family Contribution (EFC) as determined by the FAFSA. Pell Grant is gift aid and does not have to be repaid. It can be used to help pay university charges (tuition and fees, on-campus room and board) or living expenses. The maximum award for the 2017-2018 Academic Year (AY) is $5,920.

Federal Supplemental Educational Opportunity Grant (SEOG)

SEOG is a form of “campus-based” federal gift aid that is awarded to Pell Grant recipients who have a qualifying Expected Family Contribution (EFC). Since SEOG funding is extremely limited, not all students who qualify receive an award. The maximum SEOG Grant for the 2017-2018 Academic Year (AY) is $1,500; however, final award decisions are subject to the final campus-based fund allocation awarded to PLNU. Students who have an EFC of less than or equal to 500 and are not full Cal Grant recipients will be considered as a priority group for funding.

Federal Work-Study

The Federal Work-Study (FWS) program is awarded to eligible students but it is only guaranteed if the student acquires on-campus employment. Students eligible for Federal Work-Study awards are not guaranteed employment. If awarded Federal Work-Study, the student should contact the Student Employment Office to secure employment at (619) 849-2633 or online at www.pointloma.edu/work. FWS is disbursed in the form of bi-weekly paychecks from the cashier’s office in Draper Hall or by direct deposit.

Federal Loan Programs

Federal Direct Student Loans

The Federal Direct loan is a low-interest student loan borrowed directly from the U.S. government designed to help students pay for college.  Depending on eligibility, the student may be awarded a subsidized (for a student who demonstrates “need” as determined by the FAFSA) and/or unsubsidized (no “need” required) Direct Loan.  Subsidized means that the government will pay the interest accruing on the loan while the student is in school.  Unsubsidized means that the student is responsible for paying all the interest that accrues on the loan amount from disbursement until the loan is repaid in full.  Direct Loan interest rates and origination fees are published by the Department of Education and become effective on July 1st of each year. Understanding the importance of repaying any federal student loan taken while in school is critical.  Sample loan repayment schedules are available for students at www.studentloans.gov.

Yearly amounts:

Freshmen (0-24 units) $5,500 (up to $3,500 of which may be Subsidized)

Sophomore (25-56 units) $6,500 (up to $4,500 of which may be Subsidized)

Junior and Senior (57+ units) $7,500 (up to $5,500 of which may be Subsidized)

If the student is independent or the parent has been denied a Federal Parent PLUS Loan, the student may be eligible for an additional Unsubsidized loan (Freshman and Sophomore, $4,000; Juniors and Seniors, $5,000).

Federal Direct Subsidized and Unsubsidized Loan Repayment

Repayment begins six months after the student graduates, withdraws, or drops below half-time status (i.e. less than six units).

Before Subsidized or Unsubsidized Direct Loan funds are released, online Entrance Counseling is required of all first time borrowers. This is a mandatory federal requirement to advise student borrowers of their rights and responsibilities in receiving a student loan. Loan amounts are generally released in two disbursements, regardless of enrollment period. Exceptions may be made for students enrolled in one semester. Students may accept all or a portion of their Federal Direct Loan eligibility. Loan origination fees will be charged in accordance with federal regulation from any federal student loan funds disbursed. The Entrance Counseling and completion of the Master Promissory Note (MPN) may be completed online at www.studentloans.gov.

When a student graduates, withdraws from the university, takes an approved leave of absence, or drops below half-time status, Exit Counseling is required. This is a mandatory federal requirement for all students who have received a Direct Student Loan. Exit Counseling may be completed online at www.studentloans.gov. PLNU offers optional in-person loan Exit Counseling to graduating seniors.  Additional information may be obtained from the Student Financial Services Office.

Direct Parent Loan for Undergraduate Students (PLUS)

The Direct Parent PLUS Loan is a credit-based loan available to parents of dependent undergraduate students who file a 2017-2018 FAFSA. The PLUS Loan annual borrowing limit is equal to the student’s cost of education minus any other financial aid awarded. Direct Parent PLUS Loan interest rates and origination fees are published by the Department of Education and become effective on July 1st of each year. Repayment begins 60 days after the loan is fully disbursed or borrowers may request a deferment or forbearance of repayment until their student leaves the university. The application and Master Promissory Note must be completed online at www.studentloans.gov.

Normally, PLUS Loan funds are released in two equal disbursements: one for fall semester and one for spring semester. If the parent wishes to have the entire loan disbursed in a single semester, the parent must specify this on the online PLUS loan application. Loan origination fees will be charged in accordance with federal regulation from any Federal Parent PLUS Loan funds disbursed to the student account.

Perkins Loan

The Federal Perkins Loan is a low-interest federal loan for students who have demonstrated exceptional financial need. The interest rate is fixed at 5.00% for the life of the loan, and interest begins accruing nine months after graduation, withdrawal, or dropping to less than half-time status (i.e. less than six units). Repayment also begins at that time. Students have up to ten years to repay the loan. Students awarded a Perkins Loan must sign a Master Promissory Note (MPN) and complete Entrance Counseling before funds can be credited to their student account. Because of limited funding, there is no guarantee that a student will continue to receive Perkins Loan funding in subsequent years. Students must complete a 2017-2018 FAFSA to determine eligibility.  When a student graduates, withdraws from the university, takes an approved leave of absence, or drops below half-time status, Perkins Loan Exit Counseling is required.

Note: Changes in federal regulations have resulted in the elimination of the Perkins loan program. Perkins loans may no longer be awarded or disbursed after September 2017. 

Nursing Student Loan

The Nursing Loan is a low-interest federal loan for students enrolled in the PLNU Nursing program who demonstrate exceptional financial need. The interest rate is fixed at 5.00% for the life of the loan and begins accruing nine months after graduation, withdrawal, or dropping to less than half-time status (i.e., less than six units). Repayment also begins at that time. Students have up to ten years to repay the loan. Students awarded a Nursing Loan must complete Entrance Counseling and sign a Promissory Note each year before funds can be credited to their student account. Because of limited funding, there is no guarantee that a student will continue to receive Nursing Loan funding in subsequent years. Pre-Nursing program students are not eligible for a Federal Nursing student loan.  Students must complete a 2017-2018 FAFSA to determine eligibility.

Need-Based State Aid Programs

For details about any California state fund programs, students may visit the California Student Aid Commission (CSAC) website at www.csac.ca.gov.

Cal Grant

Cal Grant is a program of the California Student Aid Commission (CSAC). Students may receive a Cal Grant for a maximum of four academic years (eight semesters) of undergraduate study. In addition, teacher credential students who received Cal Grant as undergraduates may be eligible for a two-semester extension of their benefits. Award amounts are determined annually by the passing of a final State of California budget; all Cal Grant awards listed on an award letter are to be considered “estimated” until the final budget is passed into law by the California legislature.

CSAC notifies new Cal Grant recipients whether they have been awarded an Entitlement or Competitive Cal Grant. Before a Cal Grant award can be added to a student’s Financial Aid Award Letter, the SFS Office must review the data provided by the student and parents on the FAFSA to make sure that the student is financially eligible.

Cal Grant A is for students from low to middle income families. It is restricted to paying tuition and mandatory fee charges only. The award amount of the Cal Grant is determined upon approval of a final State of California budget.

Cal Grant B is for students with exceptionally high need (based on the FAFSA). During the first year of the award, Cal Grant B pays an Access Grant. PLNU credits these funds directly to the student’s account to help pay down semester charges. However, the student has the option of receiving Access Grant funds as a check each semester by submitting a written request to the Student Financial Services office before the end of each semester Add Period. After that date, the semester Access Grant is credited to the student’s account and may not be available for refund. During the second and subsequent years, Cal Grant B includes a tuition and fee-paying component in addition to Access. The award amount of the Cal Grant and Access Grant is determined upon approval of a final State of California budget.

Application Process for New Cal Grants

Students must have submitted a 2017-2018 FAFSA (www.fafsa.ed.gov) by March 2, 2017, and a verified grade-point average (GPA) to the California Student Aid Commission (CSAC) by the same date. High school seniors must request that their high school provide this information to CSAC electronically. Current PLNU students who are California residents and who have completed 24 or more college units will have their GPA electronically submitted to CSAC.

Renewal Cal Grants

All Cal Grant recipients must meet income and asset ceiling and family size limits established annually by the California Student Aid Commission (CSAC) and meet Satisfactory Academic Progress (SAP) in order to have their Cal Grant renewed for the 2017-2018 Academic Year. Students may renew a Cal Grant award for up to four academic years (eight semesters). Submission of a verified GPA is not required to renew a Cal Grant. Students who received a Cal Grant at another institution must file a FAFSA and complete Form G-10 (Grant Record Change Form for Students) or contact CSAC at 1-888-224-7268.

For details about renewal requirements for the 2017-2018 Cal Grant, students may visit the California Student Aid Commission (CSAC) website at www.csac.ca.gov.

Cal Grant and The California Dream Act

The California Dream Act of 2011 allows students without lawful immigration status but who meet certain requirements to apply for and receive state financial aid at California private colleges. The award amount of the Dream Act Cal Grant is determined upon approval of a final State of California budget.

For details about applying for a Cal Grant under the Dream Act, visit the California Student Aid Commission (CSAC) website at www.csac.ca.gov.

Additional State Grants
Child Development Grant

The Child Development Grant program is a need-based grant designed to encourage students to enter the field of child care and development, in a licensed children’s center. Students who plan to enroll at least half-time in coursework leading to a Child Development Permit as teacher, master teacher, site supervisor, or program director are eligible to apply through PLNU. Students must sign a Service Commitment Agreement stating that they will provide one year of full-time service in a licensed children’s center for each year they receive the grant.

Law Enforcement Personnel Dependent’s Grant

The Law Enforcement Personnel Dependents Grant (LEPD) is a need-based educational grant awarded to dependents and spouses of California peace officers (Highway Patrol, marshals, sheriffs, and police officers), employees of the Department of Corrections and California Youth Authority, and both full-time and permanent firefighters who have been killed or totally disabled in the performance of duty. Applications are accepted throughout the academic year.

Chafee Grant

The California Chafee Grant program gives money to current or former foster youth to use for career and technical training, or college courses. The grant does not have to be repaid and is intended to help the student pay living expenses. The Chafee Grant, also known as the Education and Training Voucher (ETV), is a federally funded program and is subject to the availability of federal funds each year.  To qualify, students must be a current or former foster youth and not have reached their 22nd birthday as of July 1 of the award year.  The court must have established their dependency when they were between the ages of 16 and 18.  The California Department of Social Services will verify their foster youth eligibility status.

The FAFSA Verification Process

Any student who files a FAFSA may be selected for a process called “verification”, either by the Department of Education or by the University.   Verification is the process of confirming that the data reported on your FAFSA is accurate. PLNU has partnered with Inceptia’s “Verification Gateway” as an approved third party servicer who assists PLNU in collecting all documents required to complete the process for any student selected by the Department of Education for verification.  Students who may be selected for institutional verification will be contacted by PLNU’s Student Financial Services (SFS) Office directly.

You may decline the request for verification documents but if you do, you are ineligible for any federal or state financial aid and for some forms of need-based institutional financial aid. It is recommended that all students complete the verification process as early as possible to avoid late notification of the loss of eligibility of financial aid. 

PLNU Institutional Aid

All forms of PLNU institutional aid are limited by semester charges and enrollment status. Award amounts are divided equally between fall and spring semesters, and generally cannot be used for summer session coursework. All forms of PLNU institutional aid, including merit-based awards, may be limited by the student’s financial need. This means that in certain cases, institutional aid may need to be reduced or canceled if the student is receiving either federal or state need-based aid.

Enrollment Status Requirements

All forms of institutional aid require full-time enrollment (12 units or more per semester) through the end of the Refund Period-the first eight weeks of the semester. Institutional aid is canceled for any student dropping below 12 units before that time. Graduating seniors may receive a prorated amount of institutional aid if enrolled less than full-time during their final academic year. Students with exceptional circumstances may be eligible to receive a prorated amount of institutional aid on an appeal basis only for a maximum of one semester. A written request must be submitted to and approved by SFS.

Institutional Merit Awards

Academic Scholarships

For first-time freshmen who begin attending PLNU during the 2017-2018 Academic Year, academic awards are awarded for an initial two-year period and, subject to maintaining renewal criteria, can be received for a maximum of eight (8) semesters. Continuous full-time enrollment is required (12 units or more per semester) to retain an academic scholarship. Renewal eligibility is based on the student’s cumulative GPA (not rounded) calculated at the end of the fall or third semester of the second year of the award and each subsequent year. Any student not meeting the renewal criteria at that time will be given until the end of the spring or fourth semester to meet the qualifying cumulative GPA. Once lost, an academic scholarship cannot be regained.

Eligibility for an academic scholarship beyond eight (8) semesters may be considered on a case-by-case appeal basis but is limited to a maximum of ten (10) semesters of continuous enrollment at PLNU.

To be eligible for selection, first-time freshmen must:

  • be offered admission to PLNU
  • submit an official seven-semester high school transcript to PLNU by the deadline date
  • meet all GPA, test score, and need requirements
Bresee Need-Based Merit Award

The Bresee scholarship is awarded to first-time freshmen as follows:

  • They have a weighted high school cumulative GPA of >3.50 (not rounded) AND SAT of >1300  or  ACT  >28 OR >3.80 weighted cumulative GPA (not rounded) AND SAT of  >1030 or ACT of  >20 AND they have demonstrated unmet need based on completion of the FAFSA.

The Bresee Scholarship is renewable with a cumulative GPA of >3.20 (not rounded), calculated at the end of the fall semester of the second year.  Unmet need will be determined for renewal based on the FAFSA filed in the student’s sophomore year for junior year eligibility and junior year for senior year eligibility. The student’s cumulative GPA and financial need will be reevaluated at the end of each subsequent fall semester for renewal during the next academic year. This award is given for a maximum of eight (8) semesters.

Provost Scholarship

The Provost’s Scholarship is awarded to first-time freshmen with a weighted high school cumulative GPA of  >3.700= (not rounded) AND a  >1200 SAT (combined math and critical reading) or a score of  >25 on the ACT.

Trustee Scholarship

The Trustee’s Scholarship is awarded to first-time freshmen for the 2017-2018 Academic Year with a weighted high school cumulative GPA of  >3.80 and a  >1300 SAT (combined math and critical reading) or a score of  >28 on the ACT.

President Scholarship

The President’s Scholarship is awarded to first-time freshmen for the 2017-2018 Academic Year with a weighted high school cumulative GPA of  >4.00 (not rounded) AND SAT of  >1450 or ACT of  >32.

The Provost, Trustee, and President’s academic scholarships are renewable with a cumulative GPA of >3.40 (not rounded), calculated at the end of the fall semester of the second year. The student’s cumulative GPA will be reevaluated at the end of each subsequent fall semester for renewal during the next academic year. Each award is given for a maximum of eight (8) semesters.

Competitive Academic Scholarships

Full Honors Scholarship

One Full Honors Scholarship will be awarded by the Admissions office to a first-time freshman for the 2017-2018 Academic Year. This award covers tuition expenses for the year. This scholarship is initially awarded for two years and is then renewable annually with a >3.40  cumulative GPA (not rounded) at PLNU.  The student’s cumulative GPA will be reevaluated at the end of each subsequent fall semester for renewal during the next academic year. This award is given for a maximum of eight (8) semesters.

Science Honors Scholarships

Prospective students invited to attend Point Loma Nazarene University’s Science Honors Weekend event may be awarded a Science Honors Scholarship by faculty from the Science, Math, or Computer Science disciplines. Awarding of a Science Honors Scholarship is in addition to the offer of any PLNU Academic Scholarship. This scholarship is initially awarded for two years and is then renewable annually with a >3.40 cumulative GPA (not rounded) at PLNU. The student’s cumulative GPA will be reevaluated at the end of each subsequent fall semester for renewal during the next academic year. This award is given for a maximum of eight (8) semesters.

Merit Scholarship Criteria for Incoming Transfer Students:

A Transfer Merit Scholarship is available to new transfer students with 16 or more credit hours; eligibility criteria vary depending on the student’s cumulative GPA and the number of college units completed, as shown below:

Transfer Merit Scholarship $6,000

Transfer GPA of > 3.30-3.59

Transfer Merit Scholarship $8,000

Transfer GPA of > 3.60
 

The Transfer Merit Scholarships are renewable with a cumulative GPA of > 3.40 (not rounded) calculated at the end of three full PLNU semesters.  The student’s cumulative GPA will be reevaluated at the end of each subsequent fall semester for renewal during the next academic year.  It is awarded for a maximum of eight (8) semesters.

Transfer students with less than 16 units will be evaluated on a case-by-case basis for academic scholarship eligibility.

Second Chance Merit Scholarship

Students who did not qualify for any academic award at the time they were admitted to PLNU may be considered for this award after completing at least three consecutive full-time semesters at PLNU, and attaining a cumulative resident GPA of >3.70 (not rounded and excluding study abroad, summer school, and transfer units). If eligible, this scholarship will be awarded for the following academic year. Applications for this award are available from the Student Financial Services office. Due to limited funding, all students who are eligible may not be awarded. A priority application deadline of March 2nd will be used to determine eligibility in the event of limited funding. Institutional need grants awarded to Second Chance Merit Scholarship recipients will be awarded according to the catalog policies in place for their cohort.

Tuition Discounts

Pastor and Missionary Child Discount

The Pastor’s or Missionary Child Discount for the 2017-2018 Academic Year provides a percentage discount on tuition charges for the dependent children of Nazarene and non-Nazarene pastors.

For the dependent child of a pastor or missionary to qualify, each of the following statements must be true: 

  • The pastor must be a full-time - *career senior pastor or in a full-time career member of the pastoral staff during the 2017-2018 Academic Year.
  • The student is under the age of 24 during the academic year in which the discount is awarded.
  • The student is not married.
  • The student does not have children.
  • The student is not a veteran of the U.S. Armed Forces.
  • The student will be working on a B.A. or B.S. degree during the 2017-2018 Academic Year. (This award is given for a maximum of 8 semesters.)

*” Career” is defined as someone whose full-time paid vocation is a licensed or ordained pastoral ministry position. NOTE: To be considered career ministry, the parent in ministry’s current primary source of income must come from their involvement in full-time pastoral (pulpit) ministry. Proof of valid denominational ordination or licensing for the parent named will be required for all first time Pastor Child Discount applicants but is not a guarantee of eligibility.  Verification of housing or parsonage allowance may be required. Due to limited resources, eligibility is not extended to non-profit, para-church, or church administrativeor support staff, or independent children of pastors.

Students wanting to apply for either the Pastor’s or Missionary Child Discount may obtain an application form from the Student Financial Services office or the PLNU website. Tuition discounts are not automatically renewable and continued qualifying employment may be verified.

Institutional Grants

Church Scholarship, Nazarene Grant-in-Aid and District Grants

The Nazarene Matching Grant program is for Nazarene students from the Southwest Educational Region of the Church of the Nazarene (#9), which is comprised of the following districts: Anaheim, Arizona, Central California, Hawaii, Los Angeles, New Mexico, Northern California, Sacramento, Southern California, Southwest Latin America, Southwest Native American, and Western Latin America.

The program consists of three awards: the Church Scholarship, the Nazarene Grant-in-Aid, and a District Grant. In order to receive these three awards, the student’s home Nazarene church must send PLNU a Church Scholarship check (up to $250 per year). PLNU matches this with the Nazarene Grant-in-Aid (up to $250 per year) and also applies the appropriate District Grant. (District Grant award amounts may vary by district and are determined by the Board of Trustees during the annual budgeting process.) A student whose home Nazarene church does not participate in the matching grant program may still be able to receive District Grant funds if the church’s pastor sends a written request to the Student Financial Services Office on church letterhead.

For students living on-campus, these three awards can be used to help pay tuition and mandatory fees or on-campus room and board charges. For students living off-campus, the awards are restricted to tuition and fees. Neither the Church Scholarship nor the Nazarene Grant-in-Aid can be refunded to the student. However, for off-campus students whose total financial aid exceeds semester charges, the student may use District Grant funds to purchase a commuter meal plan.

Students may receive the Church Scholarship, Nazarene Grant-in-Aid, and District Grant during the fall and spring semesters only, for up to ten regular semesters. Full-time enrollment (12 units or more per semester) is required through the end of the refund period.

It is the student’s responsibility to contact the church and request that it send the Church Scholarship check to PLNU. If the church does not send the money within one week of priority registration, the Church Scholarship, Nazarene Grant-in-Aid, and District Grant will be removed from the student’s financial aid awards.

The student should contact the church as early as possible during the academic year to find out if there are any special eligibility requirements (i.e., a minimum period of church attendance, church involvement, etc.) or if it requires submission of an application form.

Need-Based Institutional Aid

Point Loma Forward Grant

The Point Loma Forward Grant is awarded to students with financial need and who meet all eligibility requirements. To be considered, students must have filed a FAFSA for the academic year in which they are awarded. Students will be awarded  a Federal Direct Subsidized Loan and Federal Work Study before being awarded a Point Loma Forward Grant for the 2017-2018 Academic Year. Renewal of institutional need grants for returning students is dependent upon continued eligibility under the awarding criteria for that cohort and the availability of funds.

Point Loma Community Grant

The Point Loma Community Grant is awarded to students who demonstrate unmet need after all other forms of need-based financial aid have been awarded and who are not the recipient of a PLNU academic scholarship. To be considered, students must have filed a 2017-18 FAFSA. Renewal of a Point Loma Community Grant requires continued eligibility under the awarding criteria for that cohort and is subject to availability of funds.

Point Loma Legacy Grant

The Point Loma Legacy Grant may be awarded to students who have at least one parent who attended or graduated from Point Loma Nazarene College/University, who were not awarded in excess of the maximum allowable forms of institutional aid, and who demonstrated remaining unmet need, and is subject to the availability of funds. To be considered, students must have filed a 2017-18 FAFSA. Renewal of a Point Loma Legacy Grant requires continued documented unmet need as verified by completion of a FAFSA, and is subject to availability of funds.

Performance Awards

Athletic Scholarship

The student should contact the Intercollegiate Athletic Department at (619) 849-2265 or go to http://www.plnusealions.com. For students who live on-campus, athletic scholarships can only be used to help pay tuition, mandatory and other fees, and on-campus room and board.  A completed Athletic Scholarship Agreement (ASA) must be submitted to the Student Financial Services Office and the student-athlete given athletic clearance before athletic scholarship funds will be disbursed to the student account. Student-Athletes who receive any form of PLNU athletically-related scholarship are not eligible for an institutional need-based grant. All NCAA Division II rules and requirements must be followed in order to be eligible for and to retain an athletic scholarship and to participate on an athletic team.

Forensics Scholarships

The student should contact the forensics coach in the Department of Communication and Theatre at (619) 849-2391 (www.pointloma.edu/communication).

Music Scholarships

The student should contact the department assistant in the Department of Music at (619) 849-2445 (www.pointloma.edu/music).

Theatre Scholarships

The student should contact the department chair in the Department of Communication and Theatre at (619) 849-2248 (www.pointloma.edu/communication).

Elected or Appointed Office Institutional Aid

ASB and Resident Assistantships (RA)

Both Associated Student Body (ASB) Leadership and RA Awards are treated as need-based if the student’s financial aid awards include any form of federal or state need-based aid. This means that an ASB or RA award may have to be reduced or in rare cases, canceled to prevent the student from being funded in excess of financial need.

An alternative to having all or a portion of an RA award reduced or canceled to avoid over-awarding may be for the student to receive the excess award through student payroll. Under this option, the student will receive the amount of the excess as payroll which then must be reported to the IRS.

RA awards are based on the equivalent of the maximum meal plan with the exception of RA’s assigned to Flex housing who are awarded the equivalent meal plan for Flex residents.

ASB Scholarships are awarded each semester with a portion paid as a stipend directly to the student and a portion awarded as a form of financial aid.  ASB Stipends are subject to a Board of Review process and the final amount is contingent upon a student’s successful completion of the duties associated with their leadership role.  If a student does not perform satisfactorily, they may experience a reduction in the amount of the award.  Students may be given the option of having the entire semester amount paid as a form of scholarship but should consult with the Student Financial Services Office before making a request. 

The contact person for ASB awards is the Director of Community Life. The contact person for resident assistantships is the Dean of Students.

Departmental/School and Endowment Awards

Each year, various academic departments and schools award a limited number of scholarships to selected students. Students should contact their academic department or school for applications and deadlines. Generally, students in their freshman year are not eligible for these awards.

A listing of endowed scholarships for the 2017-2018 Academic Year can be found on the PLNU website. Continuing students who are interested in applying for these scholarships should contact the appropriate academic department or the Student Financial Services Office for application information.

Financial Aid from Outside Agencies

Various organizations, such as businesses, community groups, churches, administer scholarships based on merit, athletics, community service, organizational affiliation, academic performance, or educational objective. Some of these awards require financial need. It is the student’s responsibility to research outside scholarship opportunities. Once awarded, it is the student’s responsibility for contacting the outside agency sponsoring the scholarship award and requesting that it send the scholarship check to PLNU. Outside scholarship awards are always divided evenly over both the fall and spring semesters, unless the scholarship donor specifically states otherwise. Even if the scholarship donor sends the funds directly to the student, the award must still be treated as a resource, which means that other aid in the student’s financial aid may need to be reduced or canceled to prevent the student from being funded in excess of campus charges, financial need, or cost of attendance.  Students must notify Student Financial Services of any outside scholarship awarded to them during an academic year.

ROTC and Vocational Rehabilitation

Both Reserve Officers Training Corps (ROTC) and Vocational Rehabilitation (Voc Rehab) help students to pay tuition and fee charges. Award amounts must be verified by the organization providing the financial assistance. Vocational Rehabilitation is treated as need-based aid and can limit a student’s eligibility for merit and other need-based financial aid programs.

VA Benefits

Veterans Administration (VA) benefits are awarded to veterans of the Armed Services and dependents who qualify. These funds may count against the student’s eligibility for other institutional need-based financial aid programs. VA Benefits are certified by the university and may be paid directly to the student or credited to their student account.

The Yellow Ribbon Program

The Yellow Ribbon GI Education Enhancement Program (Yellow Ribbon Program) is a provision of the Post-9/11 Veterans Educational Assistance Act of 2008. This program allows institutions of higher learning (degree granting institutions) in the United States to voluntarily enter into an agreement with VA to fund tuition expenses that exceed the highest public in-state undergraduate tuition rate. Point Loma Nazarene University will match up to $10,000 of remaining tuition charged after the primary Chapter 33 tuition benefit has been certified and verified by the VA. Amounts and number of awards are dependent on available funds for each academic year and are not guaranteed to applicants until the final budget is approved by the Board of Directors. Award decisions will be made in writing to the eligible students. Students awarded a Yellow Ribbon Program Grant may not be eligible for institutional need-based aid.

Only individuals entitled to the maximum benefit rate (based on service requirements) may receive this funding. Therefore, a student may be eligible if:

  • They served an aggregate period of active duty after September 10, 2001, of at least 36 months.
  • They were honorably discharged from active duty for a service-connected disability and they served 30 continuous days after September 10, 2001.
  • They are a dependent eligible for Transfer of Entitlement under the Post-9/11 GI Bill passed on a veteran’s service under the eligibility criteria listed above.
  • They are accepted for admission at PLNU for the 2017-2018 Academic Year, they are an applied student or they are in good academic standing as a returning student; applied and returning students must be registered as a full-time student at the time the award is disbursed.

PLNU Yellow Ribbon Grants will be awarded after submitting:

  • A valid Yellow Ribbon Certificate of Eligibility from the Veteran’s Administration certifying eligibility for the Yellow Ribbon Program (www.gibill.va.gov). 
  • Returning Students: Documentation confirming status as a student in good academic standing for the current academic year is required.

Other Resources

If a student receives any form of non-PLNU financial assistance, such as outside scholarships or veterans benefits, the SFS Office may have to reduce previously awarded financial aid so that funding does not exceed the cost of attendance, institutional charges, or financial need as determined by completion of the FAFSA. Whenever possible, the SFS Office will reduce Federal Work-Study and loan amounts before adjusting grant or scholarship assistance.

Tuition Remission

PLNU employees and their dependents may be eligible for tuition remission and should contact the Office of Human Resources at (619) 849-2200 or go online at www.pointloma.edu/HumanResources for more information.

Students taking graduate-level courses must complete an Application for Tuition Remission Form each academic year enrolled. Tuition discounts are not automatically renewable for dependent students. The employment status for the PLNU employee will be verified with Human Resources each subsequent year of enrollment prior to renewal of the dependent student’s tuition remission benefits.

If a dependent student of a PLNU employee earns a PLNU academic scholarship, the amount of tuition remission must be reduced by the amount of the academic award. If the student has remaining unmet need as determined by the FAFSA, they may be awarded up to a maximum of $4,000 of their earned academic scholarship to apply for the cost of attendance, including on-campus room and board.

In addition, a limited number of students whose parents are employed at Council of Christian Colleges and Universities (CCCU) institutions may be eligible for tuition remission benefits. These students must apply through the PLNU Admissions Office to determine their eligibility for this benefit.

NOTE: Although tuition remission is a benefit, it is a resource and may limit the student’s eligibility for federal, state, and institutional aid.

Tuition remission benefits (including CCCU) may never be applied to study abroad charges.

Limits of Financial Aid Awards

For students living on-campus, semester charges include tuition, mandatory fees (not including travel fees), and on-campus room and board charges. For students living off-campus, semester charges include tuition and mandatory fees only. Regardless of the student’s housing status, institutional aid (including endowed awards) can never exceed semester charges.

Students Living On-Campus: the only types of aid that can exceed semester charges are: Pell Grant, Federal SEOG, Federal Work-Study, and loans. External scholarships (excluding the Nazarene Church Scholarship) can also exceed semester charges, provided the student files a FAFSA and demonstrates unmet financial need at the time the outside scholarship is added to the student’s financial aid.

Students Living Off-Campus: the only types of aid that can exceed semester charges are: Pell Grant, Federal SEOG, Federal Work-Study, loans, and outside scholarships (excluding the Nazarene Church Scholarship). Exceptions may be granted by written appeal.

Students Studying Abroad: PLNU faculty-led programs are run by PLNU faculty through specific departments on campus. PLNU partner programs are sponsored through partner universities around the world. Affiliated programs are sponsored through organizations that have a formal relationship with PLNU. Credits are usually earned in another university and then transferred to PLNU. All study abroad programs must be approved by the PLNU Office of Global Studies.

For approved programs with partner institutions, federal and state grants and loans, along with PLNU institutional scholarships and grants may be used to pay program costs. For PLNU faculty-led programs, federal and state grants and loans may be used; the amount of PLNU institutional scholarships and grants that may be used varies by program. What is included with the cost of each program varies, but tuition, fees, and housing are standard for almost every program. In some cases, meals are also included. Extra travel and normal day-to-day expenses are extra.

Tuition remission benefits (including CCCU) may never be applied to cover study abroad charges.

Summer Session Financial Aid: Summer academic sessions at PLNU are considered a “trailer” (or final semester) for the Fall/Spring Academic Year for the purpose of awarding financial aid. Any student accepted for admission to the university as part of the incoming Fall cohort who has been approved to begin taking classes during the summer session prior to the cohort start date will not be eligible for PLNU institutional aid. Students may have remaining eligibility for federal or state financial aid under the appropriate FAFSA year and are advised to meet with a Student Financial Services Advisor prior to enrolling in summer courses.

Satisfactory Academic Progress (SAP)

In accordance with the Higher Education Act of 1965, as amended, all post-secondary institutions must establish a Satisfactory Academic Progress (SAP) policy.

The SAP policy below reflects federal regulation changes effective July 1, 2011.  PLNU students must adhere to a policy of Satisfactory Academic Progress (SAP) to retain eligibility for Federal and State financial aid.  The policy consists of a qualitative (GPA) and quantitative (unit) standard.  Student Financial Services (SFS) conducts a SAP review at the end of each semester, including summer session.

Qualitative Standard (GPA Requirement)

Undergraduate students must maintain a minimum cumulative grade point average of 2.00 at the end of each semester.

Quantitative Standard (two parts):

1. Minimum Unit Completion

Students must complete at least two-thirds (66.7%) of the cumulative units attempted at the end of each semester or summer session (if registered for summer courses). Units are rounded down to the nearest whole unit.

Example:  If a student were to attempt 30 units during the academic year, the SAP policy would require that student to complete at least 20 units (30 x 66.7% = 20).  If a student were to complete fewer than 20 units they would have failed SAP because of a unit deficiency.  This deficiency would equal 20 units minus the number of units that were completed.  For example, completion of only 15 of 30 attempted units would result in a deficiency of 5 units (20 minus 15).  To regain SAP, a student would have to complete 66.7% of the cumulative units attempted at the end of each semester or summer session (if registered for summer courses) in addition to the five deficient units.

2. Maximum Unit Completion

Under federal regulations, undergraduate students are eligible to receive federal financial aid for up to 150% of the published length of their academic program.

Since the PLNU Undergraduate program is designed to be completed in four years and 128 units, students will not be eligible for federal financial aid after attempting 192 units (including transferred coursework) or beyond the sixth year of undergraduate study (part-time study may extend, but on an appeal basis).

A financial SAP appeal is dependent upon meeting PLNU’s academic Satisfactory Academic Progress standards.  For more complete information on the university’s financial SAP policies, students may visit the Student Financial Services Undergraduate section of the PLNU website.